Temp ranges for road, dress lighter for off-road.
40-50 degrees - Winter wool sock, sleeveless baselayer, thermal bib shorts, leg or knee warmers, long sleeve thermal jersey, windproof thermal vest, windproof bootie or toe cover, thermal glove, cycling cap. Mellow or Medium Embrocation on exposed legs.
30-40 degrees - Winter wool sock, sleeveless baselayer, thermal bib tights, long sleeve jersey, thermal windproof jacket, thermal booties, winter thermal glove, thermal cap and helmet with covered vents.
20-30 degrees - Winter wool sock, sleeveless baselayer, windproof brief baselayer, thermal bib tights, long sleeve thermal jersey, thermal windproof jacket, thermal booties, winter thermal glove, thermal cap and helmet with covered vents.
Embrocation...has gotten very popular over the past couple years. Two styles are readily available, paste or oil. Classic embrocation paste is excellent for exposed skin as it not only provides a warming effect but also offers wind and water protection. Warming oil is excellent when applying underneath garments such as leg/knee warmers or tights when wind and water protection isn't needed.
Embrocation...has gotten very popular over the past couple years. Two styles are readily available, paste or oil. Classic embrocation paste is excellent for exposed skin as it not only provides a warming effect but also offers wind and water protection. Warming oil is excellent when applying underneath garments such as leg/knee warmers or tights when wind and water protection isn't needed.